Chapter 7 Bankruptcy
Also called liquidation or straight bankruptcy, Chapter 7 is the most common type of bankruptcy.
To get started, call our office at 770-228-5760 to schedule an appointment. You will need to bring the following information with you for the attorney to review:
- All pay stubs received by you for the past two (2) months
If you do not receive pay stubs, please bring bank statements showing any income you have earned or statements from unemployment or social security showing your monthly income. If you are married, we will need a pay stub from your spouse as well even if he or she is not filing the case with you.
- Tax return for the last year filed
- Proof of your social security number (social security card, W-2, 1099)
- Proof of government issued photo ID (driver's license)
The attorney consultation is free. If you decide to file a Chapter 7 case, you will need at least $100 down to retain the attorney. Total attorney fees for a Chapter 7 usually run between $1,000-$1,300 depending on the complexity of your case (judgments, garnishments, real estate, taxes, total debts, etc.) plus $335 court costs, $50 credit report fees, and $15 pre-filing credit counseling fee.
A Chapter 7 case will not be filed until the remaining balance is paid; however, we will work out fair payment arrangements allowing you up to a year to pay the balance. During this time, you can refer your creditor calls to our office. We will accept the calls on your behalf and let your creditors know you have retained our firm to represent you in a bankruptcy proceeding.